Capital

Our Investment Model

Cape Fear Collective created a social impact investment platform designed to provide low risk, mission driven investment opportunities at the neighborhood, city and regional levels. This innovative structure unlocks new capital opportunities for nonprofit and social impact organizations that are outside traditional philanthropic funding streams, providing a sustainable option for community development and inclusive growth.

Workforce Development for Economic Mobility

CFC is launching a Pay It Forward Fund (PIFF) focused on workforce development in our region. PIFFs are place-based workforce funds that more sustainably invest in worker upskilling. Funds from the PIFF will finance short-term, high-yield training programs in healthcare, technology, and select skilled trades, as well as address the social determinants of economic prosperity such as housing, transportation, childcare, and other expenses for the duration of training so workers can maximize their earning potential. The PIFF promises to be an economic and community development engine as it creates a clear pathway for workers to move from barely surviving to thriving. The program also aligns with existing grant and scholarship programs.

Contact Meaghan Dennison at piff@capefearcollective.org to learn more or to invest.

Housing

Through our nonprofit and real estate partners, Cape Fear Collective focuses on preserving affordable and workforce housing for individuals and families. We currently have over $17 million invested in affordable housing, mostly in New Hanover County, totaling over 100 units. Cape Fear Collective is not a housing agency meaning we cannot place individuals in housing. We work with partners to unlock inventory for home ownership.

Transportation

Cape Fear Collective, Kairos Center, Kingdom Cars and On The Road Lending created a program called Mission Driven Motors to buy used cars and sell them at an interest rate well below the usury limit. The goal is to lower the barrier to dependable transportation to improve job opportunities eventually leading to home ownership and generational wealth.